Fintech

A Flutter app that took micro-loan approval from 3 days to 4 hours

A MatterTech engagement with Masr Finance.

Masr Finance project — MatterTech case study
The challenge

Masr Finance processed micro-loan applications on paper and WhatsApp. Approval took up to 3 days, agents duplicated data entry, and there was no way to scale beyond two branches.

What we built

One Flutter app, three roles: customers apply and e-sign in minutes; field agents scan documents and run scoring offline; back-office approves with a full audit trail. Integrated with the credit bureau and Egyptian ID verification APIs.

Flutter Laravel PostgreSQL Redis AWS
Results

The numbers that matter

100k+

downloads in 12 months

4.7★

App Store & Play rating

3 days → 4 hrs

loan approval time

The app didn't just digitize our process — it became our growth engine. We opened 9 new branches without hiring a single processor.

Dina Rashad — CEO, Masr Finance
Dina Rashad
CEO, Masr Finance

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